SR22 Tennessee Non-Owners

SR22 Tennessee Non-Owners For Drivers Who Don’t Own A Vehicle

SR22 Tennessee Non Owners Insurance is needed to reinstate your suspended driver’s license if you do not own a vehicle or have regular use of one.  The SR22 (Safety Responsibility) Filing indicates that you have at least the minimum liability limits for the state of Tennessee which is Bodily Injury at $25,000 per person, $50,000 per accident, and $15,000 for Property Damage.  You can also purchase Uninsured Motorist coverage for protection against uninsured drivers. SR22 Tennessee Non-Owners Insurance policies only cover you as a driver.  There is no coverage for Comprehensive & Collision.  It does not cover a vehicle that you own or have regular access to.  Not all auto insurance companies write Non-Owners policies, but we write through multiple carriers who do write these policies.

Need SR22 Non-Owners Filing Before You Purchase a Vehicle?

Many times our clients will need to get SR22 Tennessee Non-Owners Insurance to regain their driving privileges with plans to purchase a vehicle later on.  Once a vehicle is purchased, a Non-Owners policy can be converted to an Owner-Operator policy.   Contrary to popular belief, there is not much difference in the premium to convert a Non-Owners policy with just Liability or Liability & Uninsured Motorist to an Owner-Operator policy with the same coverage.   If Comprehensive & Collision are added to the policy, there is sometimes a substantial difference in the premium.

We’re Here To Help With SR22 Tennessee Non-Owners Insurance

Our agency can help you save on SR22 Tennessee Non Owner Insurance.  We know that getting your driver’s license back is important to you, and we’re here to help and answer any questions.  Getting a Non-owners insurance policy is fast and easy.  After we activate your policy, we’ll have your filing electronically sent to  Tennessee Department of Safety & Homeland Security.  We’ll also email or fax over to you the filing, Declaration page, and I.D. cards.  You’ll be able to get your driver’s license reinstated usually on the same day.  Call us at (678) 407-9277, or (888) 369-3309, or fill out our Short Quote Request Form to see how much you can save.